Guide to Filling the Mplus CDS Registration Form: Every Field Explained
Guide to Filling the Mplus CDS Registration Form: Every Field Explained
Many people stop halfway through the CDS registration form because they are confused by certain sections. "What do I fill in for occupation?", "Which risk profile should I choose?", "What is the invitation code?" — these questions come up frequently.
This article explains every section and field in the Mplus CDS account online registration form. Follow this guide field by field so you can fill the form correctly on your first attempt without rejection.
Before You Start Filling the Form
Make sure you have all these documents ready before you begin:
- Identity card (IC) — front and back
- Recent bank statement — within the last 3 months
- Tax Identification Number (TIN) — from LHDN (mandatory since 2024)
- Active phone number — to receive OTP
- Active email address — to receive confirmations
Refer to our complete document checklist for guidance on preparing each document.
To start filling the form, go to: mahersaham.com/akauncds
Section 1: Personal Information
This is the first section of the form. Fill each field as follows:
Full Name
- Enter your full name exactly as it appears on your IC
- Ensure the spelling is exactly the same — do not abbreviate
- Example: MUHAMMAD ALI BIN AHMAD (not "Md Ali" or "M. Ali")
IC Number
- Enter your 12-digit IC number without dashes (-)
- Example: 901231145678
Date of Birth
- Usually auto-fills based on the IC number entered
- If manual entry is required, follow the format requested (DD/MM/YYYY)
Gender
- Select Male or Female
- Usually auto-detected from IC number
Section 2: Contact Information
Mobile Number
- Enter a phone number that is active and can receive SMS
- This number will be used for OTP and M+ Global login
- Example: 60123456789 (with country code format)
- Important: Ensure this number is correct as it is difficult to change later
Email Address
- Use an email you check regularly
- Avoid work email — use personal email (Gmail, Yahoo, Outlook)
- This email will receive: activation email, contract notes, periodic statements
Home Address
- Enter your current address — must match IC or be provable
- If your address has changed from IC, enter your current address and provide proof if requested
Section 3: Employment Information
This section often causes confusion. Here is a guide for each option:
Employment Status
| Option | When to Select |
|---|---|
| Employed (Private Sector) | Working at a private company |
| Employed (Government) | Working in the government sector |
| Self-Employed | Own business, trader, freelancer |
| Retired | Already retired |
| Student | University or college student |
| Housewife / Homemaker | Full-time homemaker |
| Not Employed | Not working / job seeking |
Occupation
- Enter your job title or type of work
- Examples: Engineer, Teacher, Business Owner, Accountant
- If student: Student
- If homemaker: Homemaker
Company Name
- Enter the name of the company where you work
- If self-employed, enter your business name
- If student, enter your university or college name
- If not working or homemaker, enter "N/A" or "Not Applicable"
Annual Income
- Select the range that matches your annual income (before tax)
- This is an estimate only — does not need to be exact
- Tip: If unsure, calculate monthly salary x 12. Example: RM3,000/month = RM36,000 per year
Source of Fund
- Select where your investment funds come from
- Common choices: Employment Income, Savings, Business Income, Inheritance
- Most people select Employment Income or Savings
Section 4: Tax Identification Number (TIN)
Since 2024, a Tax Identification Number (TIN) is mandatory for all new applications.
What Is a TIN?
A TIN is your tax identification number issued by the Inland Revenue Board of Malaysia (LHDN). It usually starts with letters like SG, OG, D, C or CS followed by numbers.
How to Get Your TIN
- Go to mytax.hasil.gov.my
- Click "Register New" or "e-Daftar" if you do not have an account
- Fill in the personal information requested
- Submit — usually processed within 3-5 business days
- Once approved, your TIN will be shown on the MyTax dashboard
TIN Field in the CDS Form
- Enter your TIN accurately
- If your TIN starts with letters, include the letters
- Example: SG12345678901
- If you do not have a TIN yet, you cannot proceed with registration — register at MyTax first
Important note: Registering a TIN does not mean you need to pay taxes. A TIN is simply your tax identification number. You only need to pay taxes if your income exceeds the threshold set by LHDN.
Section 5: Account Type & Trading Settings
Account Type
| Type | Description | Who Should Choose |
|---|---|---|
| Cash Account | Can only trade with money available in trust account | Recommended for beginners — safer |
| Collateralised Account | Can trade beyond trust balance (margin trading) | For experienced investors only |
Recommendation: Choose Cash Account if you are just starting out. You can switch to Collateralised Account later if needed.
Islamic Account
- Select Yes if you want an Islamic status account
- Islamic accounts only allow purchase of Shariah-compliant stocks
- Note: You can switch from Conventional to Islamic (or vice versa) later through a special form
Market Selection (For M+ Global)
- During registration, you can select which markets you want to access:
- Bursa Malaysia — local stock market (mandatory)
- US Market — American stocks (NYSE, NASDAQ)
- Hong Kong Market — Hong Kong stocks (HKEX)
- Recommendation: Tick all — Bursa, US, and HK. No extra charge for selecting all, and you can trade any market when ready
Share Margin Facility
- This is the margin (loan) facility for trading
- Select "Disable" or "No" if you are a beginner
- Margin can be activated later if needed
Section 6: Investor / Risk Profile
This section assesses the appropriate level of investment risk for you. Answer honestly.
Investment Objective
- Capital Growth — to grow capital long-term
- Income Generation — to generate income (dividends)
- Capital Preservation — to protect capital
- Speculation / Trading — for active trading
Investment Experience
- Select your level of stock investment experience
- Be honest — this is for records only and does not affect approval
- If first time, select "None" or "Less than 1 year"
Risk Tolerance
- Conservative — unable to accept large losses
- Moderate — can accept moderate losses for higher returns
- Aggressive — willing to accept high risk for high return potential
- Tip: If unsure, select Moderate — suitable for most new investors
Section 7: Next of Kin
This section requires information about the person to contact in emergencies or for inheritance purposes.
Next of Kin Name
- Enter the full name of your next of kin — usually parent, spouse, or sibling
Relationship
- Select your relationship: Spouse, Parent, Sibling, or Child
Contact Number
- Enter your next of kin's active phone number
Section 8: Invitation Code & Remisier
Invitation Code
- Enter the code: DADY
- This is the Mahersaham invitation code — make sure to enter this code so you are registered under Mahersaham
- With this code, you get access to the client support group, free ebook, platform classes, and various other benefits
Important: If you forgot to enter the invitation code or entered it incorrectly, you can still change your remisier after the account is ready. But it is easier to enter it correctly from the start.
Section 9: Document Upload
Step 1: Front IC Photo
- Upload a clear front IC photo
- Format: JPG or PNG
- Ensure it is not blurry, has no glare, and all information is readable
Step 2: Back IC Photo
- Upload a back IC photo
- Same requirements as front IC — clear and not cropped
Step 3: Selfie with IC
- Take a selfie while holding your IC next to your face
- Ensure both face and IC are clear in one photo
Step 4: Bank Statement
- Upload a photo or PDF of your recent bank statement
- Front page only is sufficient — showing name, account number, and bank name
Common Mistakes When Filling the Form & How to Fix
| Mistake | Consequence | How to Fix |
|---|---|---|
| Name does not match IC | Application rejected | Enter name exactly as on IC — do not abbreviate or change spelling |
| Forgot to enter DADY invitation code | Not registered under Mahersaham | Contact support team to change remisier after account is ready |
| Wrong phone number | Cannot receive OTP, cannot login | Enter the correct number and ensure it can receive SMS |
| Invalid or unregistered TIN | Application stalled | Register TIN at mytax.hasil.gov.my and wait 3-5 days |
| Accidentally chose Collateralised Account | Can trade beyond balance (risky) | Contact CS to switch to Cash Account |
| Email typo | Cannot receive activation email | Contact support team to update email |
What Happens After Submitting the Form?
- Confirmation email — you will receive an email confirming the form was received
- Document review — Mplus will review all documents within 1-2 business days
- Approval — if everything is OK, account will be approved within 1-3 business days
- Activation email — you will receive an email with user ID and login instructions
- Set password & Trading PIN — login and set your password and 6-digit Trading PIN
- Account active — ready to deposit and start trading
For a complete guide on each approval stage, refer to our CDS account status pending article.
Frequently Asked Questions (FAQ)
What invitation code should I enter?
Enter the code DADY to be registered under Mahersaham. With this code, you get access to the client support group, free ebook, and platform classes.
Which risk profile should I choose?
If you are just starting out, choose Moderate. The risk profile is for records only and does not affect your account approval.
Cash Account or Collateralised Account — which is suitable?
Choose Cash Account if you are a beginner. You can only trade with money available in your trust account. Collateralised Account allows margin trading which carries more risk.
Do I need to fill in the Tax Number (TIN)?
Yes, mandatory since 2024. Register for a TIN at mytax.hasil.gov.my if you do not have one. Process takes 3-5 business days. Registering a TIN does not mean you need to pay taxes.
I am not employed. What do I fill for occupation?
Select "Not Employed" or "Homemaker" depending on your situation. For annual income, select the lowest range. This does not affect account approval.
Can I select US and Hong Kong markets together?
Yes, and it is recommended. Tick all markets — Bursa, US, and HK. No extra charge for selecting all. You can choose to trade any market when ready.
I forgot to enter the DADY invitation code. What now?
Contact the Mahersaham support team at @mahersahamplatform. You can change your remisier after the account is ready, but the process takes a few extra days.
I made a mistake on the form. Can I edit it?
After submission, you cannot edit directly. Contact the support team with your client code and the information that needs correction. For certain changes (name, IC), a hardcopy form may be required.
Conclusion
The Mplus CDS registration form is not complicated if you know what to fill in for each field. The key: prepare all documents beforehand, enter your name exactly as on IC, enter the invitation code DADY, and choose Cash Account if you are a beginner. If you have any confusion while filling the form, do not hesitate to contact the support team.
Register your CDS account here: mahersaham.com/akauncds
For help while filling the form, contact us on Telegram: @mahersahamplatform