Tabung Haji Dividend 2025/2026: Announcement Date & How to Check Profit Distribution
As soon as the new year begins, the first thing on the minds of more than 9 million Tabung Haji (TH) depositors is undoubtedly: "How much is this year''s dividend?". As a savvy investor, we should not merely look at the percentage, but understand the quality of that return.
When Is the Tabung Haji Dividend 2025 Announcement Date?
Traditionally, Lembaga Tabung Haji announces the Profit Distribution (dividend) for the financial year ending 31 December at the end of the first quarter of the following year.
For the financial year 2025, the announcement is expected to be made in late January or February 2026. Once the announcement is made by the Minister in the Prime Minister''s Department (Religious Affairs) together with TH''s top management, the amount will be credited to your account within a few days.
Why Is the Tabung Haji Dividend So "Solid"?
Although there may be other instruments offering returns of 5% or 6%, you need to remember one key advantage of TH: Zakat of 2.5% has already been paid on your behalf.
If TH announces a dividend of 3.25%, that is a NET return. You no longer need to calculate or withdraw money yourself to pay zakat on your savings. Elsewhere, a 5% return might effectively become only 2.5% after manually deducting zakat. This is what we call "Peace of Mind in Investing".
How to Check Your Dividend via THiJARI (Step by Step)
No more queuing at the post office counter to print your passbook. Follow these steps:
- Log In: Visit the THiJARI portal or open the app on your smartphone.
- Account Summary: Click on the ''Account Summary'' menu.
- Transaction Details: Look at the transaction history for January/February 2026.
- Look for ''AK'' Code: Find the transaction marked "Agihan Keuntungan" or "Profit Distribution".
Profit Distribution History (2018 - 2025)
To see the bigger picture, let us look at TH''s performance over the past several years. You can see how the distribution chart has climbed back up after the restructuring phase.
| Financial Year | Distribution Rate (%) | Status |
|---|---|---|
| 2024 | 3.25% | Announced in March 2025 |
| 2023 | 3.10% | |
| 2022 | 3.10% | |
| 2021 | 3.10% | |
| 2020 | 3.10% | |
| 2019 | 3.05% | |
| 2018 | 1.25% | Restructuring Period |
Forecast & Economic Performance 2025
The year 2025 saw a rather dynamic local stock market. With TH''s portfolio management being more focused on fixed-income assets and strategic real estate, we expect a competitive and stable distribution rate compared to previous years.
Important Note: Make sure you refer to our Complete Tabung Haji Guide 2026 to understand how the monthly average balance calculation system affects the dividend amount you receive.
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Frequently Asked Questions (FAQ)
What is the Tabung Haji dividend rate for 2025?
The official announcement for the financial year 2025 has not yet been made. Based on previous years, the rate has been consistently around 3.10% to 3.25%. The announcement is expected in early 2026.
When will the Tabung Haji dividend 2025 be announced?
The announcement is expected to be made in late January or February 2026, based on the traditional announcement schedule.
How do I check my Tabung Haji dividend?
Log in to the THiJARI portal or app, go to Account Summary, then check Transaction Details for January/February 2026. Look for the "Agihan Keuntungan" or "Profit Distribution" entry.
Is the Tabung Haji dividend zakat-free?
Yes. One of the key advantages of Tabung Haji is that zakat of 2.5% has already been paid on your behalf. The dividend you receive is a net return after zakat.
How is the Tabung Haji dividend calculated?
Tabung Haji calculates the dividend based on the monthly average balance in your account throughout the financial year. The higher your average balance, the more dividend you receive.
Can I withdraw from Tabung Haji and still receive dividend?
Any withdrawal will reduce your monthly average balance, which in turn reduces your dividend. It is advisable to minimise withdrawals to maximise your dividend returns.